Metallica have filed an insurance lawsuit over the losses they suffered as a result of postponing their South American tour due to the coronavirus pandemic.
The band have filed a suit against Lloyd’s of London after the six-date tour they were supposed to be on in April 2020 with support act Greta Van Fleet was postponed when everything was forced to shut down due to the pandemic.
Their shows had been rescheduled for December 2020 but were still not able to take place as the situation hadn’t improved enough for them to go ahead, so were postponed again.
Metallica were hoping to reschedule the shows for late 2021 but no dates have yet been announced.
The live music industry was one of the most affected sectors during the pandemic, being forced to shut down for almost a year in order to abide by the rules regarding mass gatherings.
CBS Los Angeles reports that the lawsuit, which alleges breach of contract, was filed in the Los Angeles Superior Court on Monday, with the band seeking unspecified compensatory damages.
The lawsuit says Metallica bought a standard ‘cancellation, abandonment and non-appearance insurance’ policy’ to cover their losses if any of the tour was postponed or cancelled.
It states that the band ‘timely turned to [Lloyd’s] for the promised and reasonably expected coverage for their losses’ and alleges that Lloyd’s Of London cited the policy’s communicable disease exclusion and ‘denied any coverage obligation whatsoever based on an unreasonably restrictive interpretation of the policy’.
A representative for Lloyd’s of London responded to the suit on Thursday saying in a statement: ‘Lloyd’s is not an insurance company, it oversees and regulates a market of independent insurers.
‘For that reason, we have no information on any specific policy or lawsuit and in any event are not authorised to comment on matters in litigation.’
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